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Insurance Products

Specialty Car Insurance

We offer the best coverage in the industry and go beyond the normal limits of automobile insurance by  offering insurance products for Classic and Exotic Cars, and your Car Collection.

Automobile Insurance is really about limiting the inconvenience and the interruptions to your life.  We provide all of the coverage you need to get your life back on track and your vehicle on the road again quickly and affordably.

We understand the collector car market and the importance of insuring your car for its true value. We also know how to handle claims on damage to your classic cars.

Our Antique Auto and Collector Car insurance coverage includes enhancements to the standard auto policy such as Agreed Value, Inflation Guard and Auto Show Medical Reimbursement to meet the unique exposures associated with the Antique and Collector Car industry.

  • Agreed Value Coverage - You can predetermine the value of your vehicle. Once the underwriting team has agreed to this amount, it becomes the coverage limit for the policy term. In the event of a total loss, this amount is paid with no deductible in most states.
  • No Mileage Limitations - The policy authorizes hobby use of the vehicle in collector activities, exhibits and parades.
  • Additional Coverage Highlights include:
    • High Liability Limits Available - The ability to go to $1,000,000.
    • Towing and labor expenses, up to $250 each occurrence.
    • Auto show medical reimbursement, $5,000 each person, up to $500.
    • “Trip interruption” coverage, up to $600 reimbursement for transportation expenses, lodging and/or meals in the event of collision or mechanical or electrical breakdown.
    • Inflation Guard, with an annual increase of 4% each year.
    • Automatic coverage on newly acquired vehicles.
    • For collections valued at $1 million or higher, the program offers security and loss control consultation to help better protect your investments.
    • Full Windshield Coverage with no deductible